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Kim Winters

Senior Loan Officer

NMLS #643805

Movement Mortgage (NMLS #39179)
84 Coxe Ave, Ste. 1B | Asheville, North Carolina 28801

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Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
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Refinance Calculator

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Affordability Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month
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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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Kimberly Winters is a Senior Mortgage Consultant with Movement Mortgage in the Asheville NC area. After receiving her BA from University of North Carolina Asheville, she started her career in the financial industry in the banking realm. She has spent the last twenty years crafting her brand which is defined as efficiently and effectively bringing transactions together. This experience has propelled her to become the “go to” clients and real estate professionals trust. She has successfully assisted over 2500 clients navigate the home buying process closing over $400,000,000 in her career. She is consistently recognized in the Top 1% of mortgage originators in the United States by Mortgage Executive Magazine, was named one of Mortgage Professionals of America's Elite Women of 2018 and is a Top 10 producer in a multi-billion dollar mortgage bank. She has established a vast base of past clients, realtor partners, financial planning partners but most importantly friends during her twenty year career. She lives with her husband and five children in Asheville NC.

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Kim Winters

Senior Loan Officer

NMLS #643805

Movement Mortgage (NMLS #39179)
84 Coxe Ave, Ste. 1B | Asheville, North Carolina 28801

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Ios288 a5ce0df8 b31c 4d34 bde9 14d0f55827ef
Kim Winters

Senior Loan Officer

NMLS #643805

Movement Mortgage (NMLS #39179)
84 Coxe Ave, Ste. 1B | Asheville, North Carolina 28801

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